Terms of Service

WELCOME AND THANK YOU for visiting Highriskinsuranceontario.ca, including all variations (Websites) of the registered domain.

High risk insurance Ontario .ca (the “website”) offers the Site to you subject to the following terms and conditions. These terms and conditions were last updated February 19, 2019.

YOUR USE OF THIS WEBSITE CONSTITUTES ACCEPTANCE OF AND AGREEMENT WITH THE FOLLOWING TERMS AND CONDITIONS. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS THEN PLEASE EXIT THE PROPERTY (THE WEBSITES).

NO BROKER-CLIENT RELATIONSHIP BETWEEN THE OWNER OF THE SITE AND CONTRIBUTORS.          

There is no broker-client relationship that exists, nor will it ever exist between you and the site owner and contributors. Unsolicited information and material will not be treated as confidential, will not be protected by any Principal-client privilege, and may be disclosed to other persons.

NO WARRANTY OR GUARANTEE                                     

The Site, and ALL content are provided “as is”.  The Owner and contributors of this Website does not warrant or guarantee the quality, accuracy or completeness of the Content or theme of this Website. The articles published on this Website, or shared from the Website are current as of their original date of publication, but should not be relied upon as accurate, timely or fit for any particular purpose.   The availability of Content on the Site does not suggest that highriskinsuranceontario,ca or any of its partners or contributors is promoting or advocating insurance in any jurisdiction other than Ontario, Canada.

LIMITATION OF LIABILITY                                              

Highriskinsuranceontario.ca and all its domain variations, its associates, its partners and representatives will not be liable to you or any other party for any damages of any kind including, without limitation, indirect, special, consequential or incidental damages, lost profits, business interruption or other damages arising directly or indirectly from your use of this Websites or any Content on the Websites.

NOT INSURANCE, LOSS PREVENTION, RISK MANAGEMENT OR LEGAL ADVICE                        

The Site provides general information on Insurance and related matters and should not be relied upon as legitimate or authorized insurance, loss prevention, risk management or legal advice. If you require Insurance or legal advice, you should retain qualified Insurance or legal professional to advise you in the context of your particular circumstances.

SECURITY

Due to the nature of the internet, any electronic communication, including e-mails, facsimile transmissions, and forms on our website, may not be secure. If you wish to communicate with me through regular mail I would be more than happy to accept.

LINKING

The Site may contain links to third party web sites and also Affiliate Links.  highriskinsuranceontario,ca and associated web properties, do not endorse the information contained in linked web sites nor guarantee its accuracy, timeliness or fitness for a particular purpose.

COPYRIGHT

The Content of the Site is protected by Canadian and international copyright laws. You may display on your computer, download and print a single copy of the Content for non-commercial, personal or educational purposes only, provided that the content is not modified and that each copy of such materials identifies the source URL of the webpage address. However, no part of any document on the Site may be reproduced or transmitted for any other purpose without the prior written permission of highriskinsuranceontario.ca. Permission requests may be submitted to info@highriskinsuranceontario.ca

TRADE-MARKS

You may not use any of the Website’s icons or logos on your website without the express written consent from highriskinsuranceontario.ca

WHEN YOU SUBMIT INFORMATION TO US THROUGH THE WebSITE

You represent and warrant that any information that you provide to us by email, by using one of the Site’s forms, or by any other means of communication is true and accurate. If you provide the Website with personal information of another individual, you represent that you have all necessary authority and/or have obtained all necessary consents from such person to enable us to collect, use and disclose such personal information for the purposes set forth in our Privacy Policy.

You give us permission to share your webforms submissions with any Insurance Company, Insurance Broker/Brokerage, Insurance Agency or Legal Firm IN ONTARIO, CANADA!  Such sharing of information is for the sole purposes of finding a suitable Insurance or Legal provider to assist you with your Insurance or legal issue.

ONTARIO LAW APPLIES

The laws of the province of Ontario and the laws of Canada applicable therein shall govern use of this Website and all variations of the same, and the interpretation, validity and effect of these terms and conditions, including the Website’s privacy policy, notwithstanding any conflict of laws, provisions or your domicile, residence or physical location. You hereby consent and submit to the exclusive jurisdiction of the courts of the province of Ontario in any action or proceeding related to the Site and agree not to commence any such action or proceeding except in Brantford, Ontario, Canada.

Highriskinsuranceontario.ca and associated web property variations, recognize that privacy of your personal information is important.

LOG FILES

As with most other websites, I collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Time Warner), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited my site and which pages you visit.

COOKIES AND WEB BEACONS

Cookies are used to store information, such as your personal preferences when you visit this site.

I use third-party advertising companies to serve ads when you visit this website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.

However, this can affect how you are able to interact with my site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

GOOGLE ADSENSE

The Google’s AdSense program uses the cookies. Google’s use of the DART cookie enables this site to serve ads to you based on your visit to this site and/or other sites on the Internet. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy

GENERAL

The Owner of the Website may amend these terms and conditions at any time without notice. Accordingly, you should periodically re-visit these terms and conditions to review the then current terms and conditions governing your use of this Website. If any part of these terms and conditions is unlawful, void or unenforceable, then that part is severable and will not affect the validity and enforceability of the remaining terms and conditions.