High Risk Insurance Ontario
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Comparing High Risk Auto Insurance Quotes in Ontario is Fast and Easy!
Finding affordable, high risk auto insurance in Ontario can be difficult and very time-consuming. We specialize in non-standard auto insurance, helping you get the best rate, with minimal effort. Compare multiple quotes in minutes, it's that easy!
How finding the cheapest high risk auto insurance in Ontario works:
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How is high risk insurance calculated in Ontario?
High risk insurance is calculated very similarly to standard auto insurance, however, insurance premiums may vary depending on the company and its eligibility criteria. Typically, surcharges of 20% or more are applied to convictions and at-fault accidents for drivers in the high risk bracket.
Why is high risk car insurance so expensive in Ontario?
High risk insurance in Ontario, Canada is expensive because insurance companies charge more for drivers with poor driving and/or payment record.
The logic is that the chances of the insurance company having to pay out on a claim associated with a high risk driver is a lot higher compared to a driver with a cleaner record.
How to get the cheapest high risk insurance in Ontario?
Finding the cheapest high risk auto insurance involves getting as many insurance quotes from as many companies as possible. The only way to find the most affordable car insurance is to exhaust your search efforts. Remember, what one company may deem the "cheapest" isn't always the cheapest!
How do I find the best high risk insurance in Ontario?
Shopping for the best high risk insurance company depends on your individual requirements. Every auto insurance company is slightly different, in terms of price and rules. One company could be a better fit than others.
However, special importance is usually given to the following factors: